General State Medicaid Information

Medicare Advantage Enrollment: Special Circumstances

Some instances are out there where you can make changes to a Medicare Advantage Plan, though they are few and far between. Don’t listen to the naysayers that will try to divert you from changes that are possible because your situation may demand change. The following are a few instances in which you could make changes to a Medicare Advantage Plan after enrollment has taken place. Continue reading

California Healthy Families Program: The Annual Eligibility Review (AER)

An annual eligibility review is required by California Medicaid to maintain your enrollment in the Healthy Families Program. The reason for this review is the department must be able to verify that you still fit the income requirements of the program. What will happen is that you will be contacted within 60 days of the review so that you can prepare the necessary paperwork to prove your income. Continue reading

Applying for the California Health Families Program

The California Healthy Families Program is a great option for families that need to get health insurance for their children and can’t get it another way. This program provides health, dental and vision insurance to these people and can be attained rather easily if you qualify. Here is a detailed list of who is able to apply for the California Healthy Families Program. Continue reading

California Medicaid: Do You Qualify for the California Health Families Program?

Medicaid is another government run, on the state level, program that helps with medical coverage for families in need. In order to get the coverage there are several different qualifications set by each state to make sure the right people get the benefits. The California Healthy Families program provides health, dental and vision to children that otherwise don’t have access to it. Here are some of the requirements for this program. Continue reading

What is “MIChild” in Michigan Medicaid?

Most state Medicaid programs will have special programs especially to ensure that your children have access to health insurance.  In Michigan this coverage is referred to as “MIChild” and there are some requirements that your children will have to meet to be covered.  If you have children under age 19, you may be able to get health and dental care for them through MIChild if they meet the following: Continue reading

What Coverage Does Michigan Medicaid Have for Pregnant Women and Infants?

When you are on Michigan Medicaid there will be several options to help you during your pregnancy until your baby arrives.  You may also qualify for Maternal Support Services (MSS) and Infant Support Services (ISS) to help you during your pregnancy and after your baby is born.  If you do happen to qualify for this program there are a few services that you should know about. Continue reading

What is the Difference in Texas for Children’s Medicaid and CHIP?

Texas Medicaid, like many states, has a few options to make sure that the children of the state are taken care of from a health insurance angle.  To understand when your child may be insured you should understand the difference between the two major coverage options.  Here is the difference between Children’s Medicaid and CHIP (Children’s Health Insurance Program) in Texas. Continue reading

Texas Medicaid Coverage for Prenatal

There are times where you or a loved one may not be able to qualify for benefits from Medicaid or Medicare but you can get partial benefits.  This is something to look in to, especially if you happen to be pregnant in the state of Texas and you don’t have health insurance.  The following is a look at a few of the benefits from Texas Medicaid and their “CHIP Prenatal” coverage: Continue reading

Florida Medicaid and Eligibility for Pregnant Women

As Medicaid was established to help low income families obtain health insurance coverage there are stipulations for people in certain situations.  One of those that is of interest to the government and society as a whole is pregnant women and how they are covered.  Here is a look at a program in Florida called SEPW (Simplified Eligibility for Pregnant Women). Continue reading

What is the Florida KidCare Medicaid System?

Medicaid is intended to help mostly the low income families who cannot otherwise get access to health insurance for a variety of reasons.  Many states have special guidelines for children and Medicaid as they intend to have as many kids covered in the system as possible.  There are four basic options for kids in Florida on the “KidCare” system for coverage under Medicaid. Continue reading

What do You need to apply for Medicaid in New York?

To get Medicaid in New York there are some things that you will need to provide to be able to apply for the coverage.  The lack of any or all of this information could delay or terminate your ability to get the coverage so being prepared is very important.  Put the following things together before you make any visits to start your coverage. Continue reading

How to know if you qualify for New York Medicaid

Getting access to Medicaid can change your life if you need it and do not otherwise have access to insurance coverage.  As this is the nature of the world around us it is always important to make sure that you have exhausted all of your options to have coverage.  When you live in New York there are a few things you must do to qualify for Medicaid coverage. Continue reading

Does Medicaid offer Mental Health Services?

For many people on Medicaid there is a need to see a mental health professional to assist in the every day functioning of life.  Regardless of if this service is viewed as necessary by some of the general public, the government believes it is their responsibility to care for everyone that suffers from these conditions.  The following information is documented on the government’s official site for Medicare and Medicaid services: Continue reading

Is there Dental Coverage under Medicaid?

The short answer to this question is yes, but the long answer gets a little more complicated as Medicaid questions tend to do.  The short answer is yes because there is coverage for dental services under Medicaid, but only if you are of a certain age.  In instances other than the age requirement there is the possibility that the coverage may be offered but it is different from state to state. Continue reading

How can Medicaid help people with low incomes?

What you must understand about Medicare as opposed to Medicaid is that Medicaid provides help to those that have no resources left, where as Medicare assists those who do have resources.  With Medicaid you have to be able to prove that you have no resources left in order to get access to the assistance that is possible.  No resources includes your savings and investment accounts, though there are times were moderate exceptions are made. Continue reading

Florida Medicaid Offers Asset Preservation Program

Medicaid, like most federally funded programs, has a lot of programs to help you qualify for the coverage as long as you meet certain guidelines.  Once these guidelines have been met your coverage will kick in and you will be in good shape.  One such guideline is that your assets must drop to a certain limit before you can receive federal and state aid from Medicaid.

Florida Medicaid offers “asset preservation” courses and seminars to people who could qualify but don’t based on current requirements.  These courses will show the individual how to reorganize their assets in order to meet the pre-determined Medicaid requirement for personal assets.  If you believe that you or a loved one would qualify then you should seek out the service through Florida Medicaid.

One important thing to remember about your assets is the amount of gifts that you give in the period before applying for Medicaid.  Many elderly people give gifts to family to help pay for large purchases.  These can be detrimental to enrollment and should be discussed with a Medicaid expert before being completed.

Is Your California Medicaid Coverage Mandatory?

Many people do not know the difference between Medicaid and Medicare and tend to assume that they are the same thing.  While it is health care coverage that is provided by the government, they are run by different kinds of government.  Medicare is federally funded, while Medicaid is a combination of state and federal funding.  To receive federal funding the state must abide by certain guidelines.

Here is a brief overview of who is mandatorily covered by Medicaid per the Federal Government:

• Low-income families participating in CalWORKs, and those who meet financial standards for Aid to Families with Dependent Children (AFDC) that were in effect in July 1996.

• Seniors and people with disabilities participating in the Supplemental Security Income (SSI) program.

• Pregnant women and children with family incomes below specified levels.

• Children receiving foster care and adoption assistance.

• Certain low-income Medicare beneficiaries.

If you feel you belong in one of these groups and you have been denied coverage to Medicaid you should contact your local government representative.  These guidelines are tied to state funding for the program and the state can face penalties for non-cooperation.

Who does Medicaid Cover?

The idea of the Federal Government stepping in to help people is only right in the minds of some people while it is completely wrong in the minds of others.  Some point to welfare programs and can’t stop talking about the amount of peril it has caused our society.  Others point to these programs as a beacon of freedom and loving community.  In this vein, what is Medicaid and who does it cover? Continue reading

Should I Apply for Medicaid?

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When am I eligible for Medicaid?

“Coverage may start retroactive to any or all of the three months prior to application, if the individual would have been eligible during the retroactive period. Coverage generally stops at the end of the month in which a person’s circumstances change. Most states have additional “state-only” programs to provide medical assistance for specified people with limited incomes and resources who do not qualify for the Medicaid program. No Federal funds are provided for state-only programs.” Continue reading

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