Delaware Medicaid

Delaware Medicaid: A Quick Peek at the Medicaid Program in Delaware

Medicaid is a state and federal government funded program where low income individuals and families, children living with low income families, as well as the elderly and the disabled get financial assistance for health care.

The great thing about Medicaid is that it will be able to pay for your hospitalization, laboratory, transportation to and from the hospital, mental health care, shots for children, prescription drugs, doctor visits, and even substance abuse services.

You have to remember that Medicaid is also funded by the state government. For this reason, you have to consider the fact that the laws regarding the eligibility rules and requirements in order for an individual or family to qualify for Medicaid will vary. In Delaware, you will see that most people can qualify for their Medicaid program.

Here are the eligibility issues that you will find in Delaware Medicaid program:

In most states, your car, the money in your bank account, and your home are considered to be assets or resources. If you have any of these things, you will automatically get disqualified for Medicaid. However, with the Delaware Medicaid program or the Delaware Health and Social Services, it doesn’t look at your resources when they are determining if you are eligible for Medicaid or not.

Also according to the eligibility rules, you can work and still qualify for Medicaid.

Another great thing about the Medicaid offered in Delaware is that some individuals can even have other kinds of health insurance policy and still be eligible for medical assistance from Medicaid.

If you are also a low income, uninsured adult between the ages 19 to 65, you will be able to qualify for the Medicaid program offered in the state of Delaware.

Children too living with stepparents, siblings, or grandparents with low income may be able to receive medical assistance provided by Medicaid. Also, as part of the Temporary Assistance for Needy Families or TANF, needy families with children may be able to get Medicaid provided that they meet the income qualifications stated.

If your family receives welfare checks before and starts working and leaves welfare checks, you may still be able to be eligible for medical assistance provided by Medicaid in Delaware.

Also, low income pregnant women and children under the age of 19 are considered to be eligible for getting Medicaid.

Usually in Delaware, most people who receive Medicaid are enrolled with one of the managed care plans provided by the Diamond State health Plan.

In Delaware, the DHSS or the Delaware Health and Social Services is the agency responsible for administering Medicaid.

As you can see, the eligibility rules and requirements in Delaware are quite different from other states that also offer Medicaid. Because of this simple fact alone, it is important for you to research about the eligibility rules first in a particular state in order for you to know whether you may qualify for Medicaid or not.

Usually, the biggest qualification rule that Delaware applies when it comes to giving away Medicaid programs to people is that you need to be a resident in Delaware. If you are an immigrant, you need to become a qualified alien first that is residing in Delaware.

Another factor is your income. You have to remember that Medicaid is mainly a health care assistance program that is designed for low income individuals and families. If you are over the maximum allowable income limit for eligibility, then you will not qualify for Medicaid offered in Delaware.

These are the things you have to remember when you plan on getting Medicaid in the state of Delaware.

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