The Medicare & Medicaid Center

Texas Medicaid, like many states, has a few options to make sure that the children of the state are taken care of from a health insurance angle.  To understand when your child may be insured you should understand the difference between the two major coverage options.  Here is the difference between Children’s Medicaid and CHIP (Children’s Health Insurance Program) in Texas.

• Children’s Medicaid is health coverage provided at no cost to the children of families who qualify. This is truly great coverage to make sure that your child is covered for what they need.  Coverage begins as soon as the application is approved.  This will be a great option if you qualify to make sure that your child always has the type of observation that is necessary for medical purposes.
• CHIP is health insurance designed for families who earn too much money to qualify for Medicaid, yet cannot afford to buy private health insurance.  With the cost of health insurance today this will cover a large portion of the populations.  CHIP enrollment fees and co-payments are based on the family’s income. Enrollment fees are $50 or less per family for each 12 month term of eligibility and most co-payments for doctor visits and prescription drugs range from $3 to $10.