Medigap – Supplemental Medicare Insurance Plans



Medicare can help offset medical expenses, which is a good thing.  However; there are gaps in coverage with Medicare, and they need to be filled.  One way to fill these gaps is to take the money out of your pocket, your bank account your life savings or your retirement.

Especially if you have the original Medicare plan, you need to look into supplements, also called Medigap.  These will help you pay for expenses that are not covered and pay for some – or most, or all – of those costs.

There are 12 Medigap policies and each is a little different and covers different things.  The premiums can differ a lot, as well, so it is essential that you thoroughly check each company selling these supplemental policies to make certain which covers offered through

Study each Medigap plan before deciding which one to select.  This is extremely important, particularly because there are so many people on Medicaid and/or Medicaid who don’t understand how the program works and often don’t realize that their billing.  Information you receive could make a vast difference as to whether your medical bills will be covered and how much you could save by only having to pay a basic and affordable for the most part.

Why not find out what benefits you qualify for and which ones are right for you?  Study all the Medigap plans to figure out the differences and which one would suit you the best.  You can check the internet for a vast amount of information, you can talk to someone by calling 1-800-MEDICARE, and you can call your local insurance agent.

Whatever you decide, it is essential to find out what coverage is available and how it works, as well as, which plan will work best for you. 

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2 Comments Add your own

  • 1. george delvalle  |  April 17th, 2010 at 8:34 am

    you gave me a good information to learn,I’m thankful for that

  • 2. linda thomas  |  May 12th, 2010 at 12:10 pm

    My office manager received this e-mail and forwarded to me. I am the Medicare Biller for our clinic and we received a news plublication from WPS Medicare talking about an Update to Guidance on Standardized Medigap Policy for Medicare Supplement Plan N Copayment, Deductible and Coinsurance. Can you please help me understanding what this Plan N is? Thank you.

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