Close the Gap on Medicare      

Get a FREE 120+ Page Book About Medicare. Click Here Now for Details!

Medigap plans are designed to cover the “gaps” or expenses that Medicare does not cover.  They help pay for these services and are sold by private companies.  It is important to research companies and plans if you are thinking of purchasing this type of coverage.

Another important thing to be aware of regarding Medigap coverage is that if you decide to purchase this type of coverage, you should do so within six months of getting Medicare Part B.  The reason this is so important is that because during this six month period insurers cannot deny you Medigap coverage.  In addition, they can not postpone the time when your coverage starts and they cannot charge you additional rates based on pre-existing health conditions – health problems that you already have.  This is critical if you are dealing with serious or ongoing health issues, such as diabetes, high blood pressure, heart problems and more.

If you wait until after the six month period, you could be denied coverage; there is no guarantee that you will be able to be approved. 

There is information available regarding Medigap insurance and it is a very good idea for you to research this information.  There are a number of places to find this information by going on the internet.  The easiest way is to go to Google and type in Medigap Insurance.  In addition, go to www.ssa.gov and look under Medicare coverage and there will be links to Medigap information as well.

Entry Filed under: Medicare Supplemental Insurances