Medicare Enrollment Questions: What is the difference between Initial Enrollment and General Enrollment?

Medicare enrollment is important for the same reasons as any other enrollment in health, auto or homeowners insurance, without enrolling you have nothing.  There are two different kinds of Medicare enrollment that are important for different reasons and it is very important that you know the difference.  Listed below are the two types of Medicare enrollment with description of each:

Initial Medicare Enrollment is the period that you have to enroll in Medicare Part B when you initially become eligible to do so.  You have from three months before you turn 65 for a period of seven months to enroll in Medicare Part B or risk the consequences.  If you do not enroll in Medicare Part B at this time you will have to pay a higher premium of 10% of the premium for every 12 month period you go without enrolling.

The General Medicare Enrollment period is from January 1st until March 31st every year and this presents your opportunity to enroll in your plan for the next year.  This is very similar to what employees around the world due every year during open enrollment with their employers.  Medicare General Enrollment is very important to the people who enroll as it is their opportunity to make good choices.

2 Responses to Medicare Enrollment Questions: What is the difference between Initial Enrollment and General Enrollment?

  • Rosa Garcia says:

    please send application to 4023 Coleman Ave San Diego, CA 92154

  • Goody Whyte says:

    “Risk the consequences’? Really? Quite an unnecessary phrase. A period after “…Medicare Part B” suffices without the demeaning tone and “hint” of threat.

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