Dates to Join, Switch or Drop a Medicare Advantage Plan in 2012

Those who have a Medicare Advantage Plan know that it is a good
alternative to a normal Medicare plan, though it is still basically
the same plan. The big difference is that it is run and administered
by a private company that follows the same rules. There are some
rules about when you can join or drop a Medicare Advantage Plan and
they are discussed here.

First, you can join a Medicare Advantage Plan in a seven month period
that surrounds your eligibility for Medicare. In other words, you
have from three months before you turn 65, the month in which you turn
65 and the three months after you turn 65. However, if you get a
disability and are eligible for Medicare you can join during the seven
month period that begins 3 months prior to the 25th month of
disability and ends 3 months after the disability.

Another option is new in 2012 and that is that you can join, switch or
drop a Medicare Advantage Plan from October 15th to December 7th.
This coverage will go into effect by January 1st as long as you enroll
by December 7th. Be aware of these dates as they are rigid and are
not meant to be changed.

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