Can I delay Part B without paying higher premiums?

 There are times when you are still being covered by another insurance plan and can enroll in Medicare and the like that you will want to delay a part of Medicare from starting.  You don’t want to be paying two separate premiums, which is exactly what you would be doing if you didn’t delay the coverage.  The question is, when you delay Part B coverage can you do so without paying higher premiums?

 There are two situations in which you could delay enrolling in Part B of Medicare without paying higher premiums when you were first eligible.  For the following to occur you must have been on you or your spouse’s plan and had group coverage through one of the entities.  Here are the two ways in which you could enroll without the penalty.

 Anytime you are still covered by the employer or union group health plan through your or your spouse’s current or active employment, or you are in the following situation.

During the 8 months following the month the employer or union group health plan coverage ends, or when the employment ends (whichever is first).  The “whichever is first” part shows the concern by Medicare that you and your family are being taken car of first.

Filed under: Medicare Part B

Tags: Can I delay Part B without paying higher premiums?, delay medicare, Medicare Part B